Hail Storm Damage Tips
The summer months are the time of year when our area is subject to frequent, unpredictable storms that can bring strong winds, hail, floods and downpours, lightning and thunder. Understanding how to handle the consequences of one of the nasty boys of summer can make all the difference to returning your life back to normal if a homeowner unlucky enough to be a victim of one of the evil guys of summer.
If a massive hail or wind storm strikes your neighbourhood, it's easy to see that your home must be repaired. Many ice ball slams on your property can result in ripped or missing shingles, scarred or dented siding, damaged windows, and downed gutter spouts, to name only a few.
1) immediately following a storm. Contact Information for the Insurance Company and the Contractor:
It's frightening and bizarre when a storm does so extensive damage to your home. It is not a moment to get anxious or put off. It is essential to contact your insurance provider or contractor. Many hail roof damage contractors and insurance firms operate on a case-by-case basis which is especially important when large areas are affected.
2) Find out the facts:
Take photos of any hail against a measuring ruler or tape or even an object that is round and of the same dimensions, like a ping-pong ball.
- Make a note of the exact date of the storm and the time it arrived.
- Photograph your home as well as the surrounding areas.
- Pay attention for any sign of damage like dents in siding or damaged shingles.
- To check for damage, examine the siding, roof and windows for damage.
- Don't forget to inspect the equipment for any damage like the air conditioner.
3) Storm and Hail Damage Can't be Easily Identified
Take note that storm and hail damage may go unnoticed an extended period of time. An owner might find leaks from damaged shingles after a few months. This is why it's essential to have a competent contractor assess your property.
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4) Face to Face:
Meet face-toface with your contractor, your insurance adjuster, as well as yourself. The face-to-face meetings are crucial to permit you and your contractor to communicate your concerns to the adjuster.
5) Get multiple estimates and bargain with Insurance Companies:
There is no requirement to accept the insurance company's first claim check even if it isn't in the full scope of repair. They require you to sign the check with confidence. Always get several estimates to ensure that you are the best prepared to negotiate.
If your insurance company tries to deny your claim it is your right to engage an independent adjuster who will negotiate and submit their report of the damage. Contact the state insurance commissioner or an attorney in the event that the negotiation fails.
6) Avoid Storm Chaser Contractors:
Local contractors with a strong reputation and an address that's been in use for at least 2 years are suggested. Storm chasers can offer great bargains when they visit your area to tackle many homes in a short time. In the event of any type of assurance or obligation the storm chasers will be gone.
7) Make use of Storm Damage to make home changes:
If your insurance company does not be able to pay for any adjustments and repairs, you might be able to take advantage of the storm damage to make some improvements. Skylights or sky tunnels is an ideal option if you have to replace your roof completely. In the same way, if you're experiencing an excessive amount of utility bills as a result of poor insulation, you must upgrade the insulation while the rafters remain accessible.
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4570 S Eastern Ave UNIT 23, Las Vegas, NV 89119
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